RETIREMENT SAVINGS RESOURCES
Not sure how to start saving? That’s more common than you think.
Most people want to save for retirement, but many don’t know where to begin. Our latest research breaks down what’s getting in the way and how to move forward with confidence.
Resources
Download the resources below to learn more about preparing for a financially secure retirement.
Monthly Living Expenses
Download this easy-to-use budgeting worksheet to calculate your monthly expenses and help you create a plan to reach your retirement goals.
Download PDF >
No matter when you start saving for retirement, saving consistently can help increase your monthly income from retirement savings. Learn more about the time value of money.
Social Security Benefit Planning
Learn more about how your monthly Social Security payment is calculated and how claiming age affects the overall financial benefit you may receive.
Investing Terms and Jargon Definitions
The jargon used when talking about investments can be confusing, but these key terms and definitions can help you understand your investment options and how different types of investments can work together in your retirement plan.
Annual Employee Contribution Limits
Download this resource to learn more about the adjusted annual maximum retirement plan contribution limits for employees.
Pre-Tax Contributions in a Retirement Plan
Many retirement plans allow you to contribute to your retirement savings with pre-tax contributions from your paycheck, ultimately lowering your annual taxable income. Download this resource to learn more.
Retirement Plan Distribution Overview
Learn more about the different account distribution types you can request from your retirement plan and the qualifications each type of distribution requires.
Learn how to boost your retirement savings with catch-up contributions. This overview explains eligibility criteria, contribution limits, and the latest updates under SECURE 2.0.
Explore how to actively protect your retirement accounts from cyber threats, maintain ongoing vigilance, and access additional resources to secure your financial future.
This guide helps you calculate how much to save for retirement by considering your age, lifestyle, and expected retirement date. Use these factors to set clear savings targets, reflect on your retirement vision, and adjust your plan to stay on track.
Learn how to take action now to ensure your retirement assets are distributed according to your wishes.
Use this comprehensive guide to review your savings, finalize retirement plan decisions, and take the necessary actions to ensure a smooth transition into retirement.
Understand opportunity costs and how they affect your financial decisions. Learn to weigh current spending against saving for the future so you can make smarter choices that grow your retirement savings.
Choosing between pre-tax and Roth contributions depends on various factors. Both offer valuable retirement savings opportunities, but differ in tax treatment.
Brief overview of Roth contributions and FAQs.
Roth vs. In-Plan Roth Conversion
Learn about two key strategies that can help you maximize tax advantages: Roth elective deferrals and in-plan Roth conversions. Explore the differences between these two options.
Learn how to navigate retirement planning when going through life's ups and downs, like marriage, children, death.
Three Tips to Maximize Your Employer Match
Learn how to make the most of an employer match.
This resource explains the Saver's Credit and its benefits, and encourages consulting tax professionals for maximizing tax credits and retirement savings.
Unexpected expenses happen. Borrowing from your retirement plan may be an option, but it’s important to consider the purpose, cost, and long-term impact on your retirement savings before taking a loan.
Understanding Plan Distributions
Retirement plans help you build a secure financial future, but there may be times you need funds earlier. This guide shows you how to review your distribution options, make informed decisions, and reference your summary plan description to understand the rules specific to your account.
The READYSAVE app helps you manage your retirement savings, track contributions, and stay on top of your financial goals. Use the app to enroll in your plan, monitor progress, and make adjustments anytime, giving you more control and confidence over your retirement journey.
401(k) Employee Contribution Options
Your 401(k) plan allows you to save for your retirement via payroll deduction, either as a pre-tax deferral or Roth (post-tax) deferral. Learn more about your contribution options as a 401(k) plan participant.
Download PDF >
401(k) Plan Terms and Definitions
Use these key 401(k) terms and jargon definitions can help to build confidence in understanding your options when contributing to your retirement plan.
401(k) Rollover Assets Overview
If you’re changing jobs, you may be unsure what to do with the assets in your retirement plan. Download this resource to learn more about your options and learn how to roll funds over to a new retirement account.
Six Key Tips for Saving for Retirement in Your 40s
How to Save for Retirement in Your 30s: Six Steps for a Financially Secure Future
How to Save for Retirement When Cost of Living Is High
529 to Roth IRA Rollover: How to Move Unused Education Funds into Retirement
Why Are So Many People Not Saving for Retirement—Even with Access to a Plan?
How to Save for Retirement When Cost of Living Is High
Market Volatility and Your 401(k): What to do During a Bear Market
How to Save for Retirement in Your 30s: Six Steps for a Financially Secure Future
Six Key Tips for Saving for Retirement in Your 40s
Two Important Reasons to Regularly Review Your Retirement Portfolio
Balancing Social Security Benefits with Personal Retirement Savings
Planning for Your Social Security Benefits in Retirement
Three Things to Consider Doing With Your Retirement Plan During Market Volatility
Why am I being charged fees to get my money out of my 401(k)?
How to Locate a 401(k) From a Previous Job
Monthly Living Expenses
Download this easy-to-use budgeting worksheet to calculate your monthly expenses and help you create a plan to reach your retirement goals.
Download PDF >
No matter when you start saving for retirement, saving consistently can help increase your monthly income from retirement savings. Learn more about the time value of money.
Social Security Benefit Planning
Learn more about how your monthly Social Security payment is calculated and how claiming age affects the overall financial benefit you may receive.
Investing Terms and Jargon Definitions
The jargon used when talking about investments can be confusing, but these key terms and definitions can help you understand your investment options and how different types of investments can work together in your retirement plan.
Annual Employee Contribution Limits
Download this resource to learn more about the adjusted annual maximum retirement plan contribution limits for employees.
Pre-Tax Contributions in a Retirement Plan
Many retirement plans allow you to contribute to your retirement savings with pre-tax contributions from your paycheck, ultimately lowering your annual taxable income. Download this resource to learn more.
Retirement Plan Distribution Overview
Learn more about the different account distribution types you can request from your retirement plan and the qualifications each type of distribution requires.
Learn how to boost your retirement savings with catch-up contributions. This overview explains eligibility criteria, contribution limits, and the latest updates under SECURE 2.0.
Explore how to actively protect your retirement accounts from cyber threats, maintain ongoing vigilance, and access additional resources to secure your financial future.
This guide helps you calculate how much to save for retirement by considering your age, lifestyle, and expected retirement date. Use these factors to set clear savings targets, reflect on your retirement vision, and adjust your plan to stay on track.
Learn how to take action now to ensure your retirement assets are distributed according to your wishes.
Use this comprehensive guide to review your savings, finalize retirement plan decisions, and take the necessary actions to ensure a smooth transition into retirement.
Understand opportunity costs and how they affect your financial decisions. Learn to weigh current spending against saving for the future so you can make smarter choices that grow your retirement savings.
Choosing between pre-tax and Roth contributions depends on various factors. Both offer valuable retirement savings opportunities, but differ in tax treatment.
Brief overview of Roth contributions and FAQs.
Roth vs. In-Plan Roth Conversion
Learn about two key strategies that can help you maximize tax advantages: Roth elective deferrals and in-plan Roth conversions. Explore the differences between these two options.
Learn how to navigate retirement planning when going through life's ups and downs, like marriage, children, death.
Three Tips to Maximize Your Employer Match
Learn how to make the most of an employer match.
This resource explains the Saver's Credit and its benefits, and encourages consulting tax professionals for maximizing tax credits and retirement savings.
Unexpected expenses happen. Borrowing from your retirement plan may be an option, but it’s important to consider the purpose, cost, and long-term impact on your retirement savings before taking a loan.
Understanding Plan Distributions
Retirement plans help you build a secure financial future, but there may be times you need funds earlier. This guide shows you how to review your distribution options, make informed decisions, and reference your summary plan description to understand the rules specific to your account.
The READYSAVE app helps you manage your retirement savings, track contributions, and stay on top of your financial goals. Use the app to enroll in your plan, monitor progress, and make adjustments anytime, giving you more control and confidence over your retirement journey.
401(k) Employee Contribution Options
Your 401(k) plan allows you to save for your retirement via payroll deduction, either as a pre-tax deferral or Roth (post-tax) deferral. Learn more about your contribution options as a 401(k) plan participant.
Download PDF >
401(k) Plan Terms and Definitions
Use these key 401(k) terms and jargon definitions can help to build confidence in understanding your options when contributing to your retirement plan.
401(k) Rollover Assets Overview
If you’re changing jobs, you may be unsure what to do with the assets in your retirement plan. Download this resource to learn more about your options and learn how to roll funds over to a new retirement account.
Six Key Tips for Saving for Retirement in Your 40s
How to Save for Retirement in Your 30s: Six Steps for a Financially Secure Future