Individual 401(k) Featuring Vanguard Investments
An Individual 401(k) is a retirement plan for owner‑only businesses that offers higher savings potential, access to low-cost Vanguard mutual funds, and simple plan management.
Eligibility requirements
The Ascensus Individual 401(k) featuring Vanguard investments is available for:
Self-employed individuals
Sole proprietors and business owners
with no employees other than a spouse
Partnerships with only owner partners
C corporations, S corporations, and limited liability companies (LLCs)
with no employees
Contribution limits and highlights
It’s an owner-only retirement plan that gives you the savings power of a 401(k), without making things complicated. This plan allows both pre-tax and Roth (after-tax) contributions.
Highlights include:
Higher savings limits by contributing as both employee and employer
Tax-advantaged savings that may help lower your tax bill
Access to low-cost Vanguard investment options
Exclusively Vanguard funds
With the Ascensus Individual(k) featuring Vanguard investments, you can choose from a variety of Vanguard mutual funds.
Essentials Individual(k)
$0 annual fee
Employee fees
Quarterly recordkeeping fee $20 per participant
Annual custodial and trading fee 0.03%
Fees are shown in annual terms but are deducted quarterly, assed on the first $100,000 of assets. Pricing subject to change.
How to set up an Individual(k) featuring Vanguard Investments
Getting started is easy with our online plan setup experience. We’ll guide you through the next steps to set up your Individual(k).
Still exploring your options?
Compare plans to find the right fit for your business. Share a few details and our team will help you explore your options and next steps.